{"id":6273,"date":"2019-05-22T08:20:27","date_gmt":"2019-05-22T08:20:27","guid":{"rendered":"https:\/\/kynaforkids.vn\/blog\/?p=6273"},"modified":"2019-05-22T08:20:27","modified_gmt":"2019-05-22T08:20:27","slug":"bao-hiem-thai-san-dem-lai-nhung-loi-ich-gi","status":"publish","type":"post","link":"https:\/\/kynaforkids.vn\/blog\/bao-hiem-thai-san-dem-lai-nhung-loi-ich-gi.html","title":{"rendered":"B\u1ea3o hi\u1ec3m thai s\u1ea3n \u0111em l\u1ea1i nh\u1eefng l\u1ee3i \u00edch g\u00ec?"},"content":{"rendered":"

Ph\u1ee5 n\u1eef th\u00e0nh \u0111\u1ea1t, th\u00f4ng minh s\u1ebd lu\u00f4n trang b\u1ecb cho b\u1ea3n th\u00e2n nh\u1eefng ki\u1ebfn th\u1ee9c c\u1ea7n thi\u1ebft. \u0110\u1eb7c bi\u1ec7t, trong giai \u0111o\u1ea1n tr\u01b0\u1edbc v\u00e0 sau khi mang thai, ngo\u00e0i vi\u1ec7c b\u1ed5 sung ki\u1ebfn th\u1ee9c l\u00e0m m\u1eb9 th\u00ec v\u1ea5n \u0111\u1ec1 b\u1ea3o hi\u1ec3m thai s\u1ea3n ph\u1ee5 n\u1eef c\u1ea7n \u0111\u1eb7c bi\u1ec7t quan t\u00e2m. B\u1ea3o hi\u1ec3m thai s\u1ea3n chi tr\u1ea3 g\u1ea7n nh\u01b0 to\u00e0n b\u1ed9 nh\u1eefng chi ph\u00ed trong qu\u00e1 tr\u00ecnh mang thai c\u1ee7a b\u1ea1n. Tuy nhi\u00ean v\u1eabn c\u00f3 nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n l\u01b0u \u00fd h\u01a1n v\u1ec1 b\u1ea3o hi\u1ec3m thai s\u1ea3n. C\u00f9ng t\u00ecm hi\u1ec3u v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y th\u00f4ng qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y t\u1eeb Kyna for Kids nh\u00e9.<\/p>\n

B\u1ea3o hi\u1ec3m thai s\u1ea3n l\u00e0 g\u00ec? B\u1ea3o hi\u1ec3m thai s\u1ea3n t\u1eeb \u0111\u00e2u?<\/h2>\n

B\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb thai s\u1ea3n s\u1ebd chi tr\u1ea3 h\u1ea7u nh\u01b0 to\u00e0n b\u1ed9 nh\u1eefng chi ph\u00ed trong qu\u00e1 tr\u00ecnh mang thai c\u1ee7a b\u1ea1n. S\u1ed1 ti\u1ec1n \u0111\u00f3 bao g\u1ed3m: chi ph\u00ed sinh th\u01b0\u1eddng ho\u1eb7c sinh m\u1ed5, chi ph\u00ed kh\u00e1m thai, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb thai k\u1ef3, th\u1eadm ch\u00ed c\u1ea3 bi\u1ebfn ch\u1ee9ng thai s\u1ea3n.<\/p>\n

\"B\u1ea3o
B\u1ea3o hi\u1ec3m thai s\u1ea3n gi\u00fap b\u1ea1n gi\u1ea3m b\u1edbt 1 ph\u1ea7n g\u00e1nh n\u1eb7ng kinh t\u1ebf l\u1edbn khi sinh con<\/figcaption><\/figure>\n

\u0110\u1ed1i v\u1edbi nh\u1eefng ph\u1ee5 n\u1eef \u0111ang \u0111i l\u00e0m t\u1ea1i nh\u1eefng c\u00f4ng ty c\u00f3 \u0111\u00f3ng b\u1ea3o hi\u1ec3m h\u00e0ng th\u00e1ng th\u00ec khi b\u1ea1n sinh em b\u00e9, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c 2 kho\u1ea3n ti\u1ec1n t\u1eeb B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i(BHXH). Trong BHXH s\u1ebd bao g\u1ed3m Ti\u1ec1n h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n v\u00e0 ti\u1ec1n tr\u1ee3 c\u1ea5p thai s\u1ea3n.<\/p>\n

Ti\u1ec1n h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n<\/h3>\n

\u0110i\u1ec1u ki\u1ec7n: \u0111\u00f3ng BHXH t\u1ed1i thi\u1ec3u 6 th\u00e1ng tr\u01b0\u1edbc khi sinh.<\/p>\n

Khi sinh con xong, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c ngh\u1ec9 thai s\u1ea3n theo ch\u1ebf \u0111\u1ed9 l\u00e0 6 th\u00e1ng v\u00e0 \u0111\u01b0\u1ee3c h\u01b0\u1edfng 100% m\u1ee9c l\u01b0\u01a1ng b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng m\u00e0 b\u1ea1n \u0111\u00e3 \u0111\u00f3ng BHXH trong 6 th\u00e1ng tr\u01b0\u1edbc khi sinh. N\u1ebfu m\u1ee9c b\u00ecnh qu\u00e2n b\u1ea1n \u0111\u00f3ng BHXH l\u00e0 5 tri\u1ec7u \u0111\u1ed3ng\/ th\u00e1ng. Trong khi ngh\u1ec9 thai s\u1ea3n, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c 30 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

Ti\u1ec1n tr\u1ee3 c\u1ea5p thai s\u1ea3n<\/h3>\n

Khi sinh em b\u00e9, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn tr\u1ee3 c\u1ea5p 1 l\u1ea7n b\u1eb1ng 2 l\u1ea7n m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf. K\u1ec3 t\u1eeb th\u00e1ng 7\/2018, m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf \u0111\u1ec1 ra \u0111\u00e3 t\u0103ng l\u00ean th\u00e0nh 1.390.000VND\/ th\u00e1ng. V\u00ec v\u1eady, m\u1ed7i ph\u1ee5 n\u1eef sinh con s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn s\u1ed1 ti\u1ec1n l\u00e0 2.780.000VND.<\/p>\n

N\u1ebfu ng\u01b0\u1eddi m\u1eb9 kh\u00f4ng tham gia \u0111\u00f3ng BHXH nh\u01b0ng b\u1ed1 c\u00f3 tham gia \u0111\u00f3ng BHXH th\u00ec khi sinh em b\u00e9, ng\u01b0\u1eddi m\u1eb9 v\u1eabn \u0111\u01b0\u1ee3c nh\u1eadn tr\u1ee3 c\u1ea5p b\u00ecnh th\u01b0\u1eddng.<\/p>\n

\"Ng\u01b0\u1eddi
Ng\u01b0\u1eddi m\u1eb9 kh\u00f4ng tham gia BHXH v\u1eabn c\u00f3 th\u1ec3 nh\u1eadn tr\u1ee3 c\u1ea5p b\u1ea3o hi\u1ec3m thai s\u1ea3n b\u00ecnh th\u01b0\u1eddng n\u1ebfu ng\u01b0\u1eddi b\u1ed1 c\u00f3 \u0111\u00f3ng<\/figcaption><\/figure>\n

T\u1ea1i sao n\u00ean c\u00f3 b\u1ea3o hi\u1ec3m thai s\u1ea3n?<\/h3>\n

Giai \u0111o\u1ea1n sinh n\u1edf kh\u00f4ng ch\u1ec9 khi\u1ebfn ph\u1ee5 n\u1eef g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, v\u1ea5t v\u1ea3 trong qu\u00e1 tr\u00ecnh mang thai v\u00e0 sinh con m\u00e0 nh\u1eefng g\u00e1nh n\u1eb7ng v\u1ec1 kinh t\u1ebf s\u1ebd khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi ph\u1ea3i \u0111au \u0111\u1ea7u. Nh\u1eefng lo l\u1eafng v\u1ec1 t\u00e0i ch\u00ednh, chi ph\u00ed kh\u00e1m thai, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb thai s\u1ea3n, chi ph\u00ed sinh con, nu\u00f4i con,\u2026 trong th\u1eddi gian kh\u00f4ng \u0111i l\u00e0m \u0111\u01b0\u1ee3c s\u1ebd l\u00e0 m\u1ed9t n\u1ed7i lo \u201c\u0111\u00e1ng s\u1ee3\u201d. \u0110\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi nhi\u1ec1u c\u1eb7p v\u1ee3 ch\u1ed3ng c\u00f3 t\u00e0i ch\u00ednh kh\u00f4ng d\u01b0 gi\u1ea3.<\/p>\n

V\u1edbi b\u1ea3o hi\u1ec3m thai s\u1ea3n, b\u1ea1n s\u1ebd gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c m\u1ed9t ph\u1ea7n n\u1ed7i lo v\u1ec1 kinh t\u1ebf.<\/p>\n

B\u1ea3o hi\u1ec3m thai s\u1ea3n t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/h3>\n

B\u00ean c\u1ea1nh h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m thai s\u1ea3n theo ch\u1ebf \u0111\u1ed9 x\u00e3 h\u1ed9i m\u00e0 m\u1ed7i c\u00f4ng d\u00e2n \u0111ang l\u00e0m vi\u1ec7c t\u1ea1i c\u00e1c c\u01a1 quan, \u0111o\u00e0n th\u1ec3,\u2026th\u00ec b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn mua cho m\u00ecnh 1 g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u00f3ng BHXH.<\/p>\n

L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m thai s\u1ea3n t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/p>\n

    \n
  • H\u1ed7 tr\u1ee3 quy\u1ec1n l\u1ee3i khi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa.<\/li>\n
  • H\u1ed7 tr\u1ee3 c\u00e1c kho\u1ea3n ph\u00ed trong qu\u00e1 tr\u00ecnh sinh n\u1edf, bao g\u1ed3m c\u1ea3 sinh th\u01b0\u1eddng v\u00e0 sinh m\u1ed5.<\/li>\n
  • Kh\u00f4ng gi\u1edbi h\u1ea1n chi ph\u00ed kh\u00e1m thai.<\/li>\n
  • C\u00e1c kho\u1ea3n ph\u00ed \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 to\u00e0n b\u1ed9 cho t\u1ea5t c\u1ea3 c\u00e1c b\u1ec7nh vi\u1ec7n v\u00e0 ph\u00f2ng kh\u00e1m \u0111ang ho\u1ea1t \u0111\u1ed9ng.<\/li>\n
  • B\u1ed3i th\u01b0\u1eddng khi c\u00f3 v\u1ea5n \u0111\u1ec1 nguy hi\u1ec3m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ee9c kho\u1ebb v\u00e0 t\u00ednh m\u1ea1ng c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m thai s\u1ea3n.<\/li>\n
  • B\u1ea3o l\u00e3nh, h\u1ed7 tr\u1ee3 vi\u1ec7n ph\u00ed t\u1ea1i c\u00e1c b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft.<\/li>\n<\/ul>\n

    Tham kh\u1ea3o m\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m thai s\u1ea3n kh\u00e1c<\/h2>\n

    Kyna for Kids g\u1eedi \u0111\u1ebfn b\u1ea1n m\u1ed9t s\u1ed1 g\u1ee3i \u00fd v\u1ec1 b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u1ebfu b\u1ea1n \u0111ang c\u00f3 \u00fd \u0111\u1ecbnh mua ch\u00fang thay cho BHXH. \u0110i\u1ec1u ki\u1ec7n tham gia c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 nh\u1eefng ph\u1ee5 n\u1eef trong \u0111\u1ed9 tu\u1ed5i gi\u1edbi h\u1ea1n t\u1eeb 19 \u0111\u1ebfn 55 tu\u1ed5i, hi\u1ec7n \u0111ang ch\u01b0a c\u00f3 thai v\u00e0 c\u00f3 d\u1ef1 t\u00ednh mang thai, sinh em b\u00e9.<\/p>\n

    B\u1ea3o hi\u1ec3m thai s\u1ea3n PJCO<\/h3>\n

    Kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m ph\u1ea3i sinh con sau 270 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y \u0111\u00f3ng ti\u1ec1n. M\u1ee9c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a cho thai s\u1ea3n l\u00e0 30 tri\u1ec7u. Chi ph\u00ed b\u1ea3o hi\u1ec3m t\u1eeb 2-10 tri\u1ec7u\/ n\u0103m.<\/p>\n

    B\u1ea3o hi\u1ec3m thai s\u1ea3n PVI<\/h3>\n

    B\u1ea1n ph\u1ea3i sinh em b\u00e9 sau 270 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y \u0111\u00f3ng b\u1ea3o hi\u1ec3m. M\u1ee9c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a l\u00e0 20 tri\u1ec7u \u0111\u1ed3ng. Chi ph\u00ed c\u1ee7a b\u1ea3o hi\u1ec3m PVI t\u1eeb 2-4 tri\u1ec7u\/ n\u0103m.<\/p>\n

    B\u1ea3o hi\u1ec3m thai s\u1ea3n B\u1ea3o Vi\u1ec7t<\/h3>\n

    Tham gia b\u1ea3o hi\u1ec3m thai s\u1ea3n B\u1ea3o Vi\u1ec7t, b\u1ea1n c\u1ea7n sinh em b\u00e9 sau 1 n\u0103m k\u1ec3 t\u1eeb ng\u00e0y \u0111\u00f3ng ti\u1ec1n b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m thai s\u1ea3n B\u1ea3o Vi\u1ec7t, m\u1ee9c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a l\u00e0 30 tri\u1ec7u \u0111\u1ed3ng. Chi ph\u00ed \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m n\u00e0y t\u1eeb 4-6 tri\u1ec7u \u0111\u1ed3ng\/ n\u0103m.<\/p>\n

    B\u1ea3o hi\u1ec3m thai s\u1ea3n Liberty<\/h3>\n

    C\u00e1c b\u00e0 m\u1eb9 ph\u1ea3i sinh con sau 280 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y b\u1ea1n \u0111\u00f3ng b\u1ea3o hi\u1ec3m. V\u1edbi b\u1ea3o hi\u1ec3m Liberty, m\u1ee9c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a l\u00e0 40 tri\u1ec7u \u0111\u1ed3ng. B\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 chi ph\u00ed t\u1eeb 4-6 tri\u1ec7u\/ n\u0103m.<\/p>\n

    B\u1ea3o hi\u1ec3m thai s\u1ea3n Prevoir<\/h3>\n

    Khi tham gia b\u1ea3o hi\u1ec3m Prevoir, b\u1ea1n ph\u1ea3i sinh con sau 280 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y \u0111\u00f3ng ti\u1ec1n b\u1ea3o hi\u1ec3m. M\u1ee9c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a l\u00ean t\u1edbi 70 tri\u1ec7u \u0111\u1ed3ng. Chi ph\u00ed b\u1ea3o hi\u1ec3m n\u00e0y ch\u1ec9 t\u1ed1n t\u1eeb 4-7 tri\u1ec7u 1 n\u0103m.<\/p>\n

    B\u1ea3o hi\u1ec3m thai s\u1ea3n BIC<\/h3>\n

    C\u00e1c b\u00e0 m\u1eb9 ph\u1ea3i sinh con sau 270 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y \u0111\u00f3ng b\u1ea3o hi\u1ec3m. M\u1ee9c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a c\u1ee7a b\u1ea3o hi\u1ec3m BIC l\u00e0 25 tri\u1ec7u \u0111\u1ed3ng. Chi ph\u00ed c\u1ee7a b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 t\u1eeb 3-6 tri\u1ec7u\/ n\u0103m.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Ph\u1ee5 n\u1eef th\u00e0nh \u0111\u1ea1t, th\u00f4ng minh s\u1ebd lu\u00f4n trang b\u1ecb cho b\u1ea3n th\u00e2n nh\u1eefng ki\u1ebfn th\u1ee9c c\u1ea7n thi\u1ebft. \u0110\u1eb7c bi\u1ec7t, trong giai \u0111o\u1ea1n tr\u01b0\u1edbc v\u00e0 sau khi mang thai, ngo\u00e0i vi\u1ec7c b\u1ed5 sung ki\u1ebfn th\u1ee9c l\u00e0m m\u1eb9 th\u00ec v\u1ea5n \u0111\u1ec1 b\u1ea3o hi\u1ec3m thai s\u1ea3n ph\u1ee5 n\u1eef c\u1ea7n \u0111\u1eb7c bi\u1ec7t quan t\u00e2m. B\u1ea3o hi\u1ec3m thai s\u1ea3n<\/p>\n","protected":false},"author":1,"featured_media":6274,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3347],"tags":[],"class_list":{"0":"post-6273","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-nuoi-day-con"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/posts\/6273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/comments?post=6273"}],"version-history":[{"count":0,"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/posts\/6273\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/media\/6274"}],"wp:attachment":[{"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/media?parent=6273"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/categories?post=6273"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kynaforkids.vn\/blog\/wp-json\/wp\/v2\/tags?post=6273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}